HO-4
Business & Finance abbreviation · Insurance
| Stands for | Homeowners 4 contents broad form |
|---|---|
| Categories | Business & Finance |
HO-4 stands for Homeowners 4 contents broad form, an insurance abbreviation.
Renters insurance policy covering a tenant's personal belongings against named perils, plus personal liability and additional living expenses, without covering the building itself.
Example: An HO-4 policy costs us about $15 a month and covers our stuff and liability.
Usage notes
Landlords increasingly require tenants to carry renters insurance with liability coverage. The landlord's own policy covers the structure, not tenants' possessions.
Related abbreviations
More insurance abbreviations
- FR-44 – FR-44 certificate of financial responsibility
- GAP – Guaranteed asset protection
- GL – General liability insurance
- GUL – Guaranteed universal life
- GWP – Gross written premium
- HO-3 – Homeowners 3 special form
- HO-5 – Homeowners 5 comprehensive form
- HO-6 – Homeowners 6 unit-owners form
- IBNR – Incurred but not reported
- IDV – Insured declared value
- ILIT – Irrevocable life insurance trust
- ILS – Insurance-linked securities